- The Experience Modification Rate (EMR) on the contractor’s Worker’s Compensation record shows the contractor’s losses over the previous three years, compared to how many losses can be expected for that type of contractor. An EMR of 2.0, for example, indicates that the contractor has had two times the average number of losses. EMRs of 1.0 or lower indicate a safe subcontractor who generally pays lower worker’s comp rates.
- Evaluate the subcontractor’s safety program, including the frequency of field supervisor safety meetings and project safety inspections and how accident reports are handled. Management is held more accountable for safety if accident report frequency is charged against supervisors, not just to the company, American Family says.
- The subcontractor should have a formal safety program that includes an orientation for new workers and supervisors, frequent toolbox meetings, a written safety program and on-site inspections.
- Look for favorable state and Occupational Safety and Health Administration reports if the subcontractor has been inspected in recent years.
- Subcontractors should provide proof of up-to-date worker’s compensation, general liability and (if applicable) vehicle insurance.
Once a safe subcontractor has been selected, these should be included on a checklist to communicate minimum safety requirements:
- Pre-project safety planning on safety equipment, scaffolding, etc.
- Safe access to work areas
- Safety education
- Fire and lightning protection
- Proper ventilation
- Protective work clothes and gear
- Quick access to medical care
- Daily or weekly site progress meetings
For more information, e-mail George Middleton at NAHB’s Labor, Safety and Health Department, or call him at 800-368-5242 x8590.
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BuilderBooks.com offers a variety of safety publications online. To view or purchase these publications, click here.
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