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Week of September 15, 2003

Front Page

President's Message

* Housing Advocates Are Prevailing in Court on Policy Issues

Housing and Economics

* Eye on the Economy

Multifamily

* Rents Out of Reach for Millions of Working Americans, Study Finds

Legal Issues

* Expert Panel Reports on Health Effects of Indoor Mold
* Virginia Case Supports Regulation of Roadside Ditches
* Atlanta Builders Win Major Fee Settlement
* Ask the Lawyer — About Copyright Protection for Buildings and Plans

Business Management

* Understand Your Company — For What It's Worth

Sales and Marketing

* Put Your Best Foot Forward on Your Web Site

Construction Safety

* Employees Should Be Prepared for Emergencies

Small Builders and Remodelers

* Sell Your Clients on Aging-in-Place Design

Seniors Housing

* New Designs Improve Active Adult Communities

Member Dividends

* Dispute Over Inapplicable Code Resolved Quickly

Labor

* HBI Provides Credentialing for Residential Construction Training

Women's Council

* Rhode Island Women’s Council Cares About Education

Building Products

* Housing Suppliers Form Speakers Bureau
* Residential Back-Up Generators a Growing Trend
* Donated Materials Help Renovate Apartments for New Moms

International Housing

* Mexico Is Focus of International Housing Conference

Building News Coast To Coast

Association News & Events

* Countrywide Becomes a Building Partner With HomeAid America
* Boost Your Marketing Through These Awards Programs
* Calendar of Events

NBN Back Issues

 

Understand Your Company — For What It's Worth

Selling a business without knowing its market value is like playing poker without looking at your cards — except that a lifetime of hard work and sweat equity is at stake.

Picture this scenario: On the same day, the owners of two different private companies complete transactions to sell their respective companies to two separate buyers. The companies have similar products and services, serve similar markets and have similar revenues and profitability. Yet one sells for $11 million, while the other sells for $17.5 million. Why the big difference?

Despite apparent similarities between the two companies, there are probably hundreds of factors that increase or reduce their value to a buyer. That is why understanding what makes a company more, or less, attractive to a buyer is important for any home builder or remodeler planning to sell his or her business.

However, it’s good to know your company’s true market value even if you aren’t planning to sell your company anytime soon. The information comes in handy when you’re seeking a loan from a bank, looking for investors, want to take on a partner, want to know how your company compares to the competition or want to see if that new handyman or custom home division is adding value to your company.


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Confused about Subcontractor Agreements?
Structural Defects, Can They Happen to You?
Insurance Coverage a Challenge?

Many business owners don’t want to spend the time or money to learn their company’s true market value. Some believe it’s too difficult or they don’t have the right skills or resources; others think they already have a pretty good idea of what their companies are worth — but they’re usually wrong.

Find an Advisor

Determining market value requires extensive market research and financial analysis to reveal a company’s future potential under new ownership. Since most business owners sell only one business in their lifetime, a professional, experienced mergers-and-acquisitions advisor can help by providing a valuation that gives an owner confidence when approaching and negotiating with prospective buyers — or talking to a lender.

If you do less than $1 million in volume, look for a business broker or an accountant who specializes in mergers and acquisitions. (You can find them by consulting the International Business Brokers Association.) In addition, you’ll want a good investment banker and an attorney who handles mergers and acquisition on your team. Your advisor can probably provide referrals to locate these professionals.

Once you’ve located an advisor, broker or accountant, don’t expect him or her to do all the work. The key to obtaining a “full” valuation is to understand everything good and bad about your business, and to anticipate how this information will be received in the marketplace.

Study Your Financials

The process usually begins with recasting financial statements of your business — typically the past three years’ balance sheets, income statements and statements of cash flow. Recasting includes extracting information that lenders, investors and potential buyers want to see; eliminating certain expenses and extraordinary items used by private, owner-managed companies to define tax benefits; and making other adjustments to conform with Generally Accepted Accounting Principles (GAAP).

These adjusted financial statements offer potential buyers a normalized view of the company’s past performance; they provide a basis for making judgments about the company by showing how it operated over a given period.

Remember, however, that buyers are buying for future, not past performance. Adjusted historical financials help you build pro forma financials, which look five years into the future and are the foundation of market value. Pro forma financials require extensive market research to determine reasonable, supportable assumptions about revenue and profitability trends, growth rates, market dynamics and other factors.

Study the Market

If it isn’t economically feasible to hire a market research firm, do your own research by examining trends in the industry, studying your competition and reading industry publications and general business-related periodicals.

Identifying and examining intangible assets is also integral to the valuation process. These include a loyal customer base, patents and licenses, supplier contracts, trade secrets and many other attributes that add value to the company but aren’t necessarily represented in the financial statements.

Combining all of these elements — adjusted historical financials, reasonable pro forma financials and intangible assets — reveals a company’s future potential and establishes a range of what informed buyers will likely be willing to pay for the company.

Armed with a perceptive, comprehensive valuation of his or her business, an owner can then enhance the value by increasing sales and marketing efforts, investing in cutting-edge technology, divesting an underperforming division or adjusting the capital structure. That in turn provides leverage at the negotiating table and increases the likelihood of receiving an attractive price for the company — or funding for future ventures — regardless of market conditions.

David L. Walker is president of RSM EquiCo’s Professional Services Group, which conducts research and analysis for client companies to determine accurate valuation ranges. Based in Costa Mesa, CA, the company specializes in mergers and acquisitions, divestitures and corporate finance for private middle-market businesses and is part of RSM McGladrey Business Services, a business segment of H&R Block. For more information, contact Gerry Gacek, senior vice president, at 888-900-0411.


BuilderBoorks.com Offers 'PRO Builder: Business Planning' Guide

Business planning is the bedrock of a valuable, profitable company. "PRO Builder: Business Planning" offers step-by-step exercises and proven methods for establishing your company’s goals, developing strategies, setting priorities and evaluating results. It includes an electronic spreadsheet for developing the financial section of your business plan. To view or purchase this publication, click here, or call 800-223-2665 to order.

BuilderBooks.com also offers a variety of other publications about business management. To view or purchase these publications online, click here.

Want more information about effectively managing your business?

NAHB’s Business Management Department offers a variety of online resources to help you run your business better and more profitably. Click Business Management Tools for articles about human resources, financial management, sales, production, technology, customer service and other business-related topics. In addition, visit the NAHB Software Users Network Discussion Forum (SUN) to ask technology consultants and other builders what they think of various software packages and applications.

Subscribe to NAHB’s Business of Building e/Source

NAHB’s Business of Building e/Source is your monthly electronic guide to the hot issues and emerging trends in home building business management. You’ll find practical advice, tricks of the trade and sound business guidance — all delivered monthly, straight to your desktop, in a quick and easy-to-read format. Business of Building e/Source is available free to NAHB members and their employees. To subscribe, click here on the members only side of www.nahb.org.

University of Housing Offers Courses on Customer Service and Business Management

The NAHB University of Housing offers a course on business management designed to help builders improve their business and profitability. For a list of current offerings, click here.


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