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Senate Bill Offers Affordable Health Coverage for Employees of Small Businesses

Legislation introduced on Feb. 17 by Sens. Olympia Snowe (R-Maine), Jim Talent (R-Mo.) and Christopher “Kit” Bond (R-Mo.) that would allow as many as 2 million working families who are currently uninsured to obtain health coverage at an affordable cost received a strong endorsement from the nation’s home builders.

“S. 406, the ‘Small Business Health Fairness Act,’ is a bipartisan measure that would provide our members with greater options to secure stable and affordable health care coverage for their employees,” said NAHB President David Wilson.

Other original cosponsors include Sens. Robert Byrd (D-W. Va.), Elizabeth Dole (R-N.C.), Kay Bailey Hutchison (R-Texas), Mel Martinez (R-Fla.), John McCain (R-Ariz.) and David Vitter (R-La.).

Earlier this month, similar legislation (H.R. 525) that would allow small businesses to band together to form association health plans was introduced in the House by Reps. John Boehner (R-Ohio), Sam Johnson (R-Texas), Nydia Velazquez (D-N.Y.) and Albert Wynn (D-Md.).

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President Bush has indicated he intends to make passage of association health plan legislation a key component of his domestic policy agenda for 2005. During his State of the Union address on Feb. 2, Bush urged lawmakers to create “association health plans for small businesses and their employees,” and at public appearances in Washington and around the country he continues to call for congressional action on the plans.

The U.S. Census Bureau estimates that there are roughly 45 million uninsured Americans today, up from 41 million four years ago and 43.6 million in the past two years. More than 24 million of these workers are employed by small businesses.

“Many of NAHB’s 220,000 member-firms consist of small business employers who have experienced dramatic increases in health insurance premium costs in recent years, making it difficult to provide quality health insurance at an affordable price. Association health plans will put small businesses on an equal footing with large employers and unions when it comes to negotiating lower insurance costs. In short, they will bring Fortune 500 health benefits to Main Street small businesses, their employees and working families,” said Wilson.

To read the legislation, click here and enter the bill number in the box at the upper left.

For more information, e-mail Michael Strauss, or call him at 800-368-5242 x8252.


'Form Builder: Human Resources' Available at BuilderBooks.com

"Form Builder: Human Resources," available at BuilderBooks.com, contains over 100 forms — including healthcare-related forms — necessary to create and run a successful human resources department. The forms, available on CD, can be customized to fit an individual business' specific needs. Visit "Form Builder: Human Resources," to view or purchase it online, or call 800-223-2665.

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