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Why Back Up Your Computer System?
From file corruption and data loss to costly repairs, disk drive replacements and data recovery, just about everyone has experienced the problems caused by a computer crash. According to the National Archives and Records Administration in Washington, D.C., 93% of companies that lose their data for 10 days or more file for bankruptcy within one year.
To minimize data loss, back up your system on a regular basis.
There are various backup methods and software available — tape, floppy, CDs, online, etc. All have their advantages and disadvantages. Whatever system you use depends upon your data and how you use it.
Here are some basic backup principles:
- Back up on media that can be taken from the system and stored in a safe location, preferably off site.
- The backup media should have enough capacity to allow for a complete backup to be made without swapping media.
- Each backup should be made on separate media (rather that reusing the backup media every time) so you can go back to a pre-defined time and recover your data.
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NAHB Members Urged to Watch the Mail for Liability Insurance Survey
More than 50,000 NAHB members will get a "call to action" on general liability insurance (GLI) this week via a special mailing. The mailing is part of the ongoing effort to ensure effective and affordable GLI coverage options for NAHB members in the years to come. …
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Housing Snapshot
More favorable economic news arrived last week with the announcement from the Commerce Department that the nation picked up 248,000 new jobs in May. Added to big gains in March and April, almost 950,000 jobs were created in the past three months. "What a difference a year makes," said Commerce Secretary Donald Evans. "A wakeup call has been sent that the United States economy is back." Mortgage interst rates dropped slightly last week, Freddie Mac announced on Thursday. Economists at the secondary market institution noted that Adjustable Rate Mortgages are accounting for about one-third of the current home purchase market. Lumber prices remained high last week, with little clear evidence that they are headed decisively in a downward direction. The price of framing lumber rose to $436 per 1,000 board feet, according to Random Lengths, a $3 increase. Framing lumber was at $288 for the same week a year earlier. After a couple of weeks of softening, the price of panels was up again: 15/32-inch 3-ply CDX southern west-east plywood rose to $410 per 1,000 square feet, up $10 from the previous week; and oriented strand board rose to $400, from $360 the week before.
| Mortgage Interest Rates |
| 30-Year Fixed-Rate |
6.28% |
| 15-Year Fixed-Rate |
5.63% |
| 1-Year ARM |
3.98% |
| Housing Starts - Apr. 2004* |
| Total |
1.969 million |
| Single-Family Starts |
1.610 million |
| Multifamily Starts |
359,000 |
New Home Sales
Apr. 2004* |
1.093 million |
Existing Home Sales
Apr. 2004* |
6.64 million |
| * Seasonally adjusted annual rate |
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