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How to Download Documents From a Web Site
Downloading a document from a Web site to your computer or desktop is very similar to saving a document. The only difference is that the document did not originate in your computer. Instead, it is located on a Web site.
We’ll go through the process using the contract "escalation clause" developed by NAHB and reported on in last week’s issue of NBN Online as an example.
- To access last week’s "escalation clause" article, click here.
- Scroll to the bottom of the article and click the link indicating how to download the escalation clause.
- The document, entitled “ESCALATION CLAUSE FOR SPECIFIED BUILDING MATERIALS” will appear on your screen.
- Using Internet Explorer, under File, click Save As…
- Navigate to where you would like to store the article. You may also change the name to “escalation clause” or any other name you choose.
- Click Save.
You have successfully downloaded the document to your computer for future use and to print. The same process can be used for saving any file found on the Internet that you wish to transfer to your computer.
Note: Be sure you are retrieving a file from a reliable source to minimize transferring computer viruses.
Also, if you decide to run a file or program from a Web site (a similar process), it is a good precaution to close or save any other files or programs from your computer that are open before you begin this process. The Web site files or programs could cause your computer to shut down and you could lose unsaved work in any of those open files.
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Draft Fannie Mae, Freddie Mac Reform Bill Would Hammer Housing, Builders Charge

Unveiled on Friday, draft legislation by the Senate Banking Committee to restructure the regulatory framework
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Housing Snapshot

With mortgage interest rates persisting at lower levels than originally anticipated for this point in the year, the Commerce Department and the National Association of Realtors reported escalating home sales last month. Mortgage rates climbed just a tad last week, according to Freddie Mac's weekly index, but remained at favorable levels for home buyers. For the most part, the week's general economic news was also good. Consumer spending and personal income were both up in February, and the University of Michigan's gauge of consumer confidence showed some improvement earlier this month. On the lumber price front, framing lumber was up again, rising $6 to $377 per 1,000 board feet, according to Random Lengths. The slow downward trend of the past few weeks continued in the costs of plywood and oriented strand board. The mill price for 15/32-inch 3-ply CDX Southern Westside plywood was $465 per 1,000 square feet, a drop of $5, and OSB was $490. That represented a decline of $20 but was still far ahead of the $172 price posted a year earlier. 
| Mortgage Interest Rates |
| 30-Year Fixed-Rate |
5.4% |
| 15-Year Fixed-Rate |
4.7% |
| 1-Year ARM |
3.36% |
| Housing Starts - Feb. 2004* |
| Total |
1.855 |
| Single-Family Starts |
1.489 |
| Multifamily Starts |
366,000 |
New Home Sales
Feb. 2004* |
1.163 million |
Existing Home Sales
Feb. 2004* |
6.12 million |
| * Seasonally adjusted annual rate |
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